Remote sensing use in Insurance Companies to Manage Natural Disasters Policies – IRIDE Constellation Case Study

The increasing frequency and severity of natural disasters pose significant challenges to the insurance industry, which requires innovative approaches to risk assessment and policy management. This paper explores the role of remote sensing in improving the ability of insurance companies to manage natural disaster policies, with a specific focus on the IRIDE constellation. Using services designed through satellite imagery and geospatial data, insurers can better understand risk exposure and improve their response strategies. Remote sensing technologies offer the advantage of monitoring large areas with high precision, detecting changes in land use, water levels, and atmospheric conditions that can influence insurance claims. This study aims to analyze how remote sensing helps insurers prepare for and respond to catastrophic events, focusing in particular on the use of IRIDE for the scope.